We're in the Money: Finding the Right Mortgage Lender

Sep 06, 2022 at 01:12 pm by RMGadmin

With Lineage Bank 

Finding a home you love—in a community you love—is essential to your family’s future. No matter what stage you are at in life, it is far more than just a home. It is where you feel safe, protected and comfortable, which is exactly how you should feel when working with a mortgage lender. 
So, here is what to look for in YOUR mortgage lender:
Experience is possibly the most important quality you, as a home-buyer, should look for in your mortgage lender. Not just lending experience, but experience serving people just like you in the market in which you are purchasing. This can go a very long way in getting you a loan you are comfortable with. 
Diverse Products 
A lender that offers a diverse suite of mortgage products and programs is also a big plus. There is no one size fits all with mortgages. Every family’s size, preference, finances and situation are different, directly highlighting the importance of a diverse suite of mortgage products. This can help you not only find a loan that meets your needs and works within your budget, but it can also get you pre-qualified quicker, making you a more attractive buyer. 
Competitive Rates 
Of course, competitive rates are also vital because they determine how much you will pay over the loan’s term. Therefore, you will want the absolute best rate for your situation. That begins with finding lenders who can offer them. 
Finding the right mortgage lender early on can be tremendously helpful as you grow older. Additionally, developing that relationship, where you know you will be taken care of and are confident they have your best interests at heart, will be very beneficial later in life.

If you want to develop that important relationship or are considering making another purchase, call our mortgage team today at 615.289.7634 or visit Lineagebank.com/mortgages. Even if you are not quite ready, we can discuss your options for when you get to that point.